Automation Creates Need for E-Commerce Insurance
Tips from The Hartford - January 2008
Wholesaler-distributors are becoming more and more dependant on technology and equipment to boost productivity and cut expenses. Increased use of the internet and heavy reliance on automated equipment to move merchandise efficiently has created additional causes of loss for wholesaler-distributors.
Where would you be if a virus caused your computer network to crash, or if an artificially generated electric current damaged your material handling equipment? Would you be out of pocket if one of your salespeople had a laptop stolen?
Superior coverage is just one of the reasons that we chose The Hartford as our endorsed commercial insurance carrier. They offer low-cost solutions for some exposures that could be a high-tech nightmare. Here are just some of the ways:
Connection to the internet creates vulnerability to virus attacks, particularly via e-mail. The Hartford can cover the costs to clean out the virus, repair or replace the computer equipment and restore data and programming.
Many wholesaler-distributors rely upon specialized material handling equipment to move merchandise quickly. The Hartford offers equipment breakdown coverage for computers, material handling equipment, air conditioners, phone systems and steam boilers when damaged by mechanical breakdown, or by artificially generated electric current. Equipment breakdown coverage provides for property damage, business interruption losses, spoilage and more.
Today’s wholesaler-distributor sales force is heavily reliant upon technology. Traveling with a laptop computer is commonplace. The Hartford can provide coverage for laptops – worldwide.
Computers and equipment are costly; protect your investment. Compare your current coverage to The Hartford value proposition. Click here to ask a Hartford Agent to contact you, or if your current agent is licensed with The Hartford, ask them to provide a quote for you.
The information provided in these materials is of a general nature, based on certain assumptions. The content of these materials may omit certain details and cannot be regarded as advice that would be applicable to all businesses. As such, this information is provided for informational purposes only. Readers seeking resolution of specific safety, legal or business issues or concerns regarding this topic should consult their safety consultant, attorney or business advisors. The background presented is not a substitute for a thorough loss control survey of your business or operations or an analysis of the legality or appropriateness of your business practices. The information provided should not be considered legal advice.
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