For years, wholesaler-distributor risks have not been well understood by the insurance industry, leaving businesses like yours without a comprehensive risk management solution that addresses industry-specific exposures, reduces coverage gaps and minimizes liability.

The wholesale-distribution industry has evolved and requires more complex and sophisticated solutions. Now, through the collaborative expertise of Gallagher, the National Association of Wholesaler-Distributors (NAW) and Liberty Mutual, our exclusive Gallagher Margin Protect for Distributors suite of coverages is available for a wholesale distribution insurance solution that delivers:

Workers’ Compensation Dividends

Exclusive workers’ compensation dividend incentive program for best-in-class distributors that rewards superior individual performance as well as group performance.

Enhanced Errors & Omissions (E&O) Coverage

Provides E&O protection for a variety of risks including negligent assembly, advice, consultation, installation, instruction, packaging, training or product support.

Broad Coverage Stock Throughput Policy Language

One of our broadest policies that insures goods throughout the entire supply chain, providing lower deductibles and premiums, eliminating the need for multiple policies, and reducing coverage gaps.

The Gallagher Preferred Umbrella Program

Pre-negotiated enhanced coverage terms and conditions for excess limits on auto liability, general liability and employers liability policies.

Click below to view the full coverage overview and find out how partnering with Gallagher can help reduce your total cost of risk.

Get in touch to find out how our wholesaler-distributor insurance solution can help minimize risk and manage the cost of operations to prevent margin pressures, so you can face the future with confidence.