Business Services
NAW Health Insurance Program
The NAW Health Insurance Program offers comprehensive group health insurance plans with flexible benefit options. The health plans are fully insured PPO plans that are designed exclusively for NAW direct members, and members of NAW’s member associations — representing thousands of companies nationwide. And, all members, not just distributors, are eligible to participate.
The program uses a trust established by the NAW, which is an arrangement that allows participating member companies to join together to obtain coverage under a single policy of insurance. The result of the trust is a large risk pool that may lower insurance premiums for many businesses that would otherwise have to buy insurance on their own.
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Overall, the NAW Health Insurance Program provides member companies the following advantages:
- Joining together with other participating member companies nationwide means employers benefit from a larger risk pool that helps lower overall costs.
- Member companies may use their existing broker or will have one referred to them.
- Competitive rates and nationwide access to professional services mean employees receive in-network discounts with the freedom to choose healthcare providers from extensive premier national networks, including Aetna Signature AdministratorsSM (ASA) and PHCS, and more than 50 regional PPOs, depending on the employer’s location.
- Online administration tools let member companies conveniently and easily add or change eligibility information for participating employees, such as adding an employee or family member, changing an address and more.
- Unused claim dollars belong to the trust. These funds can be used to offset future member company premium costs, as the trustees deem appropriate.
To learn more:
Visit http://www.naw.flexiblebenefit.com
Products sold or administered by Trustmark Affinity Markets are underwritten by Trustmark Life Insurance Company or Trustmark Insurance Company, Lake Forest, IL, and distributed and marketed by Flexible Benefit Service Corporation (Flex), Rosemont, IL.